Tailored Financial Planning

What is a financial plan, really?

An EverOak financial plan is more than tactics and strategies. It’s designed to unleash wealth’s greatest good—the freedom to pursue, and maybe even unfold, the purpose of your life. At EverOak, there are no financial gimmicks, trendy investing, or sales objectives. We value practical strategies coupled with an unwavering, steadfast mindset. We want to enable your legacy.

The norm in the financial services industry is that everyone does “financial planning,” but the reality is quite the opposite. Detailed analysis and planning is a lot of work and isn’t the most “profitable” time spent for advisors weighing success by dollars of revenue, and thus it is an afterthought for most. For us, formalized planning and strategy development sets the stage for everything else. A true financial plan condenses all of the financial variables in your life into one picture detailing the present and projecting various future outcomes based upon assumptions and inputted strategy. This is but the initial step. A true plan is monitored and adjusted over time proactively, evolving as lives and circumstances change. It is used in real-time to make decisions as they arise. Planning also creates a benchmark for yourself and your unique objectives, so you can honestly know whether you are on track or not. Notice how we have not even mentioned managing investments yet?

While our plans can be tailored to fit any situation, our financial planning process offers current financial position analysis, charitable gifting strategies, legacy planning, tax strategy, asset location, cash flow analysis, and retirement planning. We’ll coordinate with your other professional advisors to ensure you have the best possible underlying strategy at work now and in the future.

Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.